Long Term Care Facilities
In order for you to understand
the types of care available, and to help you decide what type of facilities you wish to cover under your Long Term Care Insurance policy, the following types of facilities are defined for the state of Georgia.
Retirement and Independent Living Facilities Provide:
- Living Accommodations and Meals
- Lowest Intensity Level of Service
Assisted Living and /Residential Care Facilities Provide:
- Full-time Staff Protective Oversight
- Three Meals A Day in a Dining Room Type Atmosphere
- Coordination of Personal and Social Services
- Transportation
- Housekeeping, Maintenance, and Laundry Services
- Medium Intensity Level of Services
Nursing Facilities Provide:
- Full-time Nursing Care
- Rehabilitative Care
- Eligible to Participate in Medicaid/Medicare Programs
- May Provide Sub-Acute Care
- Highest Intensity Level of Service
Skilled Nursing Facilities Provide:
- Full-timer Nursing Care
- Increased Emphasis on Rehabilitative Therapy for Convalescent Patients
- May Provide Sub-Acute Care
- Eligible to Participate in Medicare/Medicaid Programs
- Highest Intensity Level of Service
*Nursing facilities and skilled nursing facilities are required to meet the same qualifications concerning level
of service in order to be certified by Medicare or Medicaid.
Intermediate Care Facilities for the Mentally Retarded Provide:
- Psycho-Social Services
- Therapeutic Intervention
- Remedial Education
- A Homelike Setting
- Medium to High Intensity Level of Services
Please note: Facilities that participate in Medicare or Medicaid must meet National Fire Protection Association
and Life Safety Code and Federal Regulations for Long Term Care Facilities.
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